Monday, May 25, 2020

Young Black Male - 850 Words

Summary of Black Men and Public Space Staples Brent in â€Å"Black Men and Public Space† described the difficulties that a young black male may encounter during his ordinary life. It is explained that, even if you are a well-educated citizen, but you are a black man—more than six feet height with a not shaved face—you could face unfair prejudice and judgment all the time in street. At the very beginning of the article Brent start with â€Å"My first victim was a woman—white, well-dressed, probably in her late twenties† (207). Leaves reader with a sense of curiosity for looking after evidence of nastiness in the upcoming story that is going to be read. Brent explains his personal experience as a young black African-American, also looking tall and†¦show more content†¦It is very hard to understand that he is not distinguishable from criminals who rob people every day. The scariest thing that bothers him much more than anything else, is that more than often there are possibilitie s in these kind of situations that fear of someone will put a dramatic end to life of someone like him. What make the situation even worse are prejudiced people like policemen or cabdrivers whose duty is judge individuals like him before they commit anything wrong. As he moves to New York, his problem with sleeping still remains despite the fact that crowded places in Manhattan reduce the tension he had been experiencing. Yet there are narrow streets in Brooklyn where he faced unpleasant moments. â€Å"I often see women who fear the worst from me† (208). Although he is suffering the heavy atmosphere above him caused by people prejudice, he understands that the source of that fear is not just something unreal. Of course women are physically weaker and more vulnerable to street crimes. On the other hand, black males are typically the first suspect for all these kind of nastiness. He never realized the feeling of being under pressure of other people judgment until he got to the age of 22. All his life before that age he was living in a neighborhood where most of the people were black, and mostlyShow MoreRelatedRacism And Its Effects On Young Black Males3146 Words   |  13 Pageshas had a powerful negative force in society. There have been many efforts made to relieve racism. Racism is still present in America, although many people are doing their best to put a stop to racism and its somewhat devastating effects on young black males in society. â€Å"You never really understand a person until you consider things from his point of view... Until you climb inside of his skin and walk around in it.† (Lee) The negative stereotypes and racial profiling that Americans hand down fromRead MoreWhy The Incarceration Rate So High For Young Black Males?1428 Words   |  6 Pagesapproximately 40 percent of those inmates. Why is the incarceration rate so high for yo ung black males? By examining the data and demographics, and the causes and consequences a greater understanding will be gained as to why these disparities exist. As of December 2013, according to the Bureau of Justice Statistics, the number of incarcerated males age 20-24 was 39,000 white males, 40,100 Hispanic males, and 68,400 black males (Bureau of Justice Statistics, 2013). This paper will focus on why such racialRead MoreProblem Child or Problem Context: An Ecological Approach to Young Black Males546 Words   |  2 PagesProblem Context: An Ecological Approach to Young Black Males This article climbs into the struggle of young black males. Many issues that are recurring such as early school dropout, delinquency, poverty, unemployment, incarceration, fatherless, and they don’t have much of a chance to lead a successful life. Most black males are set up to fail at this rate and all this leads to a need to develop interventions to save those lost lives of the young black communities. Education is key to this interventionRead MoreRepresentation Of Being White, Thin And Perfectly Formed934 Words   |  4 Pagesissues and body image remains and issue. We have become a society obessed with how we look and what consititues beauty. The fact that being white, thin and perfectly formed. Furthermore, one of the key events in August 2011 and the riots and the way young people were and are still represented in the media. Representation means they way the media represents individuals, groups, issues and events we see a constructed representation, which is the ideology. In the media we still tend to get unrealisticRead MoreStereotypes And Racial Profiling On Society s Perception Of All Young Black Men967 Words   |  4 PagesFor decades, Americans have been associating young black men with stereotypes that affiliate them with violence. These stereotypes, which are based purely off of appearances, have caused many young black males to face violent, unnecessary, as well as unjust encounters with white police officers. As the number of deaths among young black men increase because of police brutality, society should change how they perceive these men in order to prevent inflicting more harm to them. Specific cases, suchRead MoreBlack Culture And Issues Within The Media1625 Words   |  7 Pagestelevision that have had a focus on black culture and issues within the community. The Television shows Fresh Prince of Bel Air and Black-ish bring to light and successfully decode the 20th to 21st century race issues, specifically black male issues that have not been adequately dealt with in the mainstream media. Mainstream television has had black characters and have covered black issues, but they often have characters that fit and fuel stereotypes about the black male. These characters are sometimesRead MoreLabeling Theory of the Uneducated Black Man Essay1198 Words   |  5 PagesThe Uneducated Black Male; Labeling Theory If the Looking Glass Theory is correct and people base their identity on how society views them then the Labeling Theory is the main cause for the education woes of the young Black male. I. Introduction Education should be for everyone, no one should be left behind yet forty four percent of Black men are illiterate. Why is this? There are many theories from lack of inclusion in society to Imperialist Patriarchy. Whatever the cause the issue needs toRead MoreCritique: Quantitative Research and Black Males980 Words   |  4 Pageswhat really happens in black neighborhoods and how daily lives are affected. Goffman’s (2009) purpose is to show that, â€Å"Although recent increases in imprisonment are concentrated in poor Black communities, we know little about how daily life within these neighborhoods is affected† (p. 339). Additionally, there are no research questions directly stated, but are implied throughout the article as to how exactly prejudice and racism towards the black communities can affect a black person’s life and toRead MoreYoung African Americans919 Words   |  4 Pagesnewly diagnosed HIV cases among young males who have sex with men (MSM) are du e to the epic behavioral activities of the young African American males who have sex with men. However, identifying health disparities, stigmas and barriers, and prevention interventions can help alleviate HIV among young African American males who have sex with men. Strategies to Alleviate HIV Among Young African American Males (MSM) To decrease or alleviate the HIV epidemic among young African American (MSM) there areRead MoreThe Portrayal Of The Young Black Men And Public Space1298 Words   |  6 PagesImagine being wrongfully persecuted and mistreated based on assumptions painted by society. The portrayal of the young black male in the late 1980s has not changed much in the United States. Brent Staples is able to reveal the truths of racial stereotyping in the United States, and the stigmas placed on young black males with the use of imagery in Black Men and Public Space. Appealing to the readers’ senses allows for better understanding of the time period Staples is writing about. Visual imagery

Thursday, May 14, 2020

Why Financial Institutions Are Necessary In An Economy Finance Essay - Free Essay Example

Sample details Pages: 5 Words: 1522 Downloads: 5 Date added: 2017/06/26 Category Economics Essay Type Cause and effect essay Did you like this example? It is no doubt that the existence of any developed economy must leans on a well operated financial system (Moore et al 1990). A financial system was defined by Viney (2003) as a system which can comprise a range of financial institutions, instruments markets that facilitate transactions for goods and services and financial transactions. An efficient financial market makes the exchange of value for goods and services much easier (Viney 2003). Due to the financial system in present society, people do not have the barter to trade (Moore et al 1990). It would be extremely difficult to trade value without financial system and markets. Modern financial institutions, instruments and markets are the foundation of current business transaction. In present society, financial markets are performing a vital role of channeling funds. Basically, in financial markets, funds are transferred from people who have superfluous money to those people who have a shortage (Mishkin and Eak ins 2009). Namely, savers of funds will purchase financial instruments and users of funds issue financial instruments (Edmister 1986). Therefore, the relationship between savers and users of funds creates the flow of funds and financial markets (Viney 2003). A well-functioning financial market is conducive for the development and a long term economic growth (Tennant, Kirton and Abdulkadri 2010). In contrast, a poorly organized financial market is a major reason for why many countries are still remaining poor (Mishkin and Eakins 2009). Hence, the efficiency and capability of financial institutions clearly influences the growth and development of any society and the well-being of its citizens (Bryant 1987, Yeager 1989). This essay not only identifies several functions of financial institutions, but also demonstrates the vital role of financial institutions, in order to explain why financial institutions are extremely necessary in an economy. The first function of financial intermed iaries is that to help reduce the exposure of investors to actuarial risk (Mehta and Fung 2004, Mishkin and Eakins 2009). To understand this function, people ought to consider the investment risk from the perspective of a group of investors (Mehta and Fung 2004). Financial institutions achieve its risk reduction function by sharing the risk. Financial intermediaries allow assets to be created and then sold to investors with a comfortable level of risk. Financial institutions utilize the funds which obtained by the assets they have sold to purchase other more risky assets. Due to this and their excellent investment knowledge financial institutions can enjoy lower transaction costs than individuals and thus earn profits from this transformation process. On the other hand, the profits can be paid out to investors who purchased assets from financial institutions. Therefore, risky assets are transformed into safer assets for investors by financial intermediaries (Mishkin and Eakins 2009) . For instance, assume one single investor wants to invest $100 into a company whose shares are selling at $100 apiece. However, the investor faces a 10 percent chance of failure. If the company goes bankrupt, the investor will lose all his money because of this investment. If there are 100 investors want to invest to this company. Each of them is holding $100 fund and also each of them is confronting 10 percent risk of failure. Now these 10 investors pool funds together to form a bank. The bank will loan $1000 to the company. If the company failed, each investor faces just a 10 percent lose in their investment. Thus, financial intermediaries reduce the risk to customers and achieve profits through the specialist skills in credit risk management and monitoring system (Hogan et al 2001). Furthermore, the financial markets and institutions promote individuals to diversify in a variety of investments. Diversification means investors are able to combine different financial instrument s into a portfolio (Edmister 1986). A portfolio was defined by Viney (2003) as a combination of assets and liabilities that includes a wide range of financial securities. Modern portfolio theory was first introduced by Markowitz in 1952 when he published his paper Portfolio selection (Mitchell 2010). Ordinarily, a diversified portfolio is much less risky than a portfolio comprising a range of related and similar investments (Edmister 1986). In other words, it is conceivable that total risk will be reduced because losses in some investments are counteracted by gains in others. Hence, in present financial system, customers are able to choose a wide range of alternative financial assets to manage investors risk (Hogan et al 2001). However, it is easy to confuse between actuarial risk and portfolio risk. There is a fine distinction between the two. The actuarial risk focuses on the risk sharing behavior of a group of investors, but portfolio risk is from the perspective of one investor to invest a group of financial assets (Mehta and Fung 2004). The second significant function of financial institutions is informational efficiency (Mehta and Fung 2004, Mishkin and Eakins 2009). The reason why financial intermediaries play such a crucial role in society is that one party does not know adequate information about other parties in order to make investment decision (Holod and Peek 2010). Two main problems are created by asymmetric information. The first one is called adverse selection. The second problem is moral hazard. Adverse selection is the problem created before the financial transaction occurs (Florin and Simsek 2007). Due to asymmetric information, lenders are not necessarily well informed about the complete financial status of the funds borrowers. Although the lender desires the potential profits which may be produced by the borrower, the lender also may decide not to make any loans to the borrower, because the funds borrower is likely to create a bad credit . In comparison, moral hazard occurs after the financial transaction. From the money lenders point of view, the borrower might be involved in some unethical activities which can cause bad credit, such as gambling. The fund lender may decide not to lend money to the borrower, because of high bad credit risk (Kostas 2009). Therefore, financial institutions are required in financial markets to avoid these two problems. Moreover, financial institutions gather the information from market and researching the investment opportunities. By the research and analysis of information, the financial institutions reduce risk and magnify return (Mehta and Fung 2004). Customers can benefit from the information which is provided by financial intermediaries. In return, individual investors just pay an amount of commission and fees. The financial system is a principal information provider for markets and individuals who are involved with investment, because financial intermediaries are well equipped and have skillful staff to analysis market information (Viney 2003). Thus, financial institutions can mitigate impediment which created by asymmetric information to a well-functioning financial market (Hadlock and James 2003). Another function of financial intermediaries is to increase the liquidity. The liquidity of assets means the ability to sell an asset within a reasonable time, at the current market value and for reasonable transaction costs (Covitz and Downing 2007). If an investor can convert an asset into cash easily and quickly, with little or no loss of value, then the asset into has liquidity. Financial institutions are responsible for distributing funds to potential users, increasing the liquidity of funds. This is a pivotal function of financial institutions. The funds can be transferred by financial institutions from one party to another. In other words, Money will flow to the party who has particular needs through liquidity and cash flow patterns. Nothing is more important than the capital flows for the development of a society (Chung, Elder and Kim 2010). The liquidity function of financial institutions enhances the flexibility of funds (Maug 2002). For example, an investor seeks to invest in a company without sufficient funds. However, the investor has a car and currently holding some other companys stock. If the financial system is efficient, the financial market enables the investor to acquire cash by selling his car and other stock, in order to get a greater return by investing into the company. It is extremely difficult to manage financial transactions without the assistance of financial institutions. As we have seen, the investor needs cash to invest in the company. However, if there is no financial institution that can help this investor to sell his car and stock, the investor has to hire a specialist to write up contracts for this transaction. The cost of hiring an agent will offset the potential profits from this new investment. T his example illustrates that financial institutions can assist individual customers to step into financial markets and benefit from them. Hence, financial intermediaries can augment the liquidity of shares and promote more individuals to invest into financial markets, because financial institutions are able to substantially reduce the transaction cost (Mishkin and Eakins 2009). To conclude, there are three reasons why financial institutions are necessary in an economy. The first reason is that financial institutions enable to reduce the risk for investment. Risky assets can be transformed into safer assets for investors by financial intermediaries. Moreover, financial institutions also help investors to create a financial portfolio to offset the risk of different financial instruments. The second reason is that financial institutions provide information for markets. This function efficiently averts adverse selection and moral hazard (Darrough and Stoughton 1986). The third reason is that financial intermediaries increase the liquidity of shares. It assists more individual investors to invest to financial markets, because financial institutions reduce the transaction cost substantially. Due to these three reasons, financial institutions are extremely vital for the development of an economy. Don’t waste time! Our writers will create an original "Why Financial Institutions Are Necessary In An Economy Finance Essay" essay for you Create order

Wednesday, May 6, 2020

Torture and Public Policy - 907 Words

Summary ‘Torture and public policy’ said about story of brutal torture which arouse in Abu Ghraib. Brutal torture was outcome of chain of actions. Although upper officer did not intend make it occur. This is chronological order which bring about brutal torture. 1. President Bush and Secretary Rumsfeld decided, against the advice of some professional military officers, to limi the number of troops sen to Iraq. 2. President Bush decided that the Geneva Conventions did not apply to al Qaeda. 3. Assistant Attorney General Bybee defined torture narrowly and argued that the commander-in-chief power negated the law against torture. 4. Secretary Rumsfeld expanded the range of†¦show more content†¦Public should be interested in administration and policy. In these days turnout degradation prevailed. This makes incentive to work hard and reflect public interest for administrator and parliament weak. So we have to be concerned which interest was secured and not secured. If we react sensitively to administration and policy, they have to listen to public interest. Consequently securing the public interest turns on public not administration and parliament. 4. In the pfiffner case, list the central factors that you found led to its tragedy. Rank those you see as most important. Which ones were least important? What criteria did you use to rank order these factors? All factors affecting this tragedy have some shares. Because there are no one who will anticipate and plan this tragedy. It is just series of work and mingled decision making. Various mingled factors make unsuspected outcomes. So it is difficult to rate who is most responsible. But I think Bush who has most powerful right to decide should have been careful. Because his decision spread out from top of administration to bottom of administration. Furthermore, if there are some inapparent decision from top of administration, bottom of administration has to interpret arbitrarily, which can makes unsuspected outcomes. 5. Given your list, does it differ from Friedrich’s and Finer’s prescriptions for achieving the administrativeShow MoreRelatedTorture and Public Policy1586 Words   |  7 PagesTorture and Public Policy Kevin Huckabee Stephen F. Austin State University Prepared for: PBA-500 Survey of Public Administration Abstract The subsequent case study, prepared by James P. Pfiffner, Torture and Public Policy, (2010) analyzes the torture and abuse of war prisoners by United States military personnel in Abu Ghraib, Iraq, and Guantanamo Bay, Cuba, following photographs of the abuse spread around the world in the fall of 2003. Pfiffner points out that the United States Military, SecretaryRead MoreHow Do Foreign Affairs During Vietnam Justify Public Or Private Tactical Behavior?1633 Words   |  7 Pagesdegree is torture valuable? How do foreign affairs in Vietnam justify public or private tactical behavior. T.S. Eliot: â€Å"There is no such thing as a Lost Cause, because there is no such thing as a Gained Cause.† Growth and power come paired with conflict and danger. The United States must use interrogation to ensure the safety of its citizens. A history of torture to get information is prominent between many nations, however the use of such interrogation is often kept private from the public. NaturallyRead MoreThe Legacy Of Ford s Policies1682 Words   |  7 PagesBut Ford’s policies also had some larger, positive effects. â€Å"Mass production soon moved ... to all phases of American industry and set a pattern of abundance for 20th century living. ... [and] helped America’s 20th century middle class take off.† (Cwiek, 2014). As explained in the film â€Å"Henry Ford,† with Ford’s cheaper, reliable cars also came greater mobility, which liberated Americans with a sense of control over their destinies and hopes for new possibilities. (Colt, 20 13). Automobile industrializationRead MorePersuasive Essay On Torture929 Words   |  4 Pages The practice of torture by United States officials has become one of the most controversial elements of military history. The debate of its use in gathering intelligence has been particularly prevalent since the Bush administration. Most recently, a detailed and graphic scene of torture was presented in the movie Zero Dark Thirty. Proponents for the use of torture state that it is necessary for intelligence gathering and that ethics should be waved aside. Opponents argue that it is not becomingRead MoreThe Torture Myth, by Anne Applebaum 903 Words   |  4 PagesIn the article, â€Å"The Torture Myth,† Anne Applebaum explores the controversial topic of torture practices, focused primarily in The United States. The article was published on January 12, 2005, inspired by the dramatic increase of tensions between terrorist organizations and The United States. Applebaum explores three equality titillating concepts within the article. Applebaums questions the actual effectivenes s of using torture as a means of obtaining valuable information in urgent times. ApplebaumRead MoreTorture Allowed in the United States1408 Words   |  6 Pagessimilar incidents. Torture can be used to prevent these terrible incidents and save the lives of many people. Torture in the United States has been a debatable subject for many years now but after resent tragedies, the idea of torture of many American citizens has changed. It has also been debated over more after the attacks on September 9, 2001 than any other time in American history. Many fight the legalization of torture for moral and civil reasons but the truth is that torture is a lesser evilRead MoreRussia And The Ukrainian Government1671 Words   |  7 PagesIn war-torn eastern Ukraine, both the Ukrainian government and the separatists acting on behalf of Russia violate the human rights established in the Convention Against Torture and other Cruel, Inhuman or Degrading Treatment or Punishment.Ukraine has been a nat ion in crisis since 2013, when then-president Viktor Yanukovych refused to sign an association agreement with the European Union that had been in the works for years, instead choosing to strengthen ties with Russia. This led to a politicalRead MoreThe Truth about Torture and Enhanced Interrogations1577 Words   |  7 PagesThe Truth about Torture and Enhanced Interrogations Beaten, broken, burned, bruised, tortured. Torture is defined as a â€Å"deliberate, systematic, or wanton infliction of physical and mental suffering by one or more persons acting alone or on the orders of an authority to force another person to yield information, make a confession, etc† (Torture). Throughout history, torture has been used for extreme punishment or unreasonably hateful oppression but more recently torture has been used to force theRead MoreWheel of torture1724 Words   |  7 PagesWHEEL OF TORTURE Ten (10) Philippine National Police officers have been discharged after revelations that they played a game called â€Å"wheel of torture† at a secret detention facility. The Commission on Human Rights is looking into the supposed maltreatment of up to 41 detainees in the Philippine National Police facility in Bià ±an, Laguna. The facility is a 200-square-meter bungalow being rented by the Laguna police intelligence branch first district unit composed of 12 staffs. At the kitchen areaRead MoreTorture and National Security: A Moral Question Essay1388 Words   |  6 Pagesaddresses these questions, there seems to be room for expansion with a type of gray area subject. The text that I recommend for inclusion into the Calling and Leadership 102 curriculum is an 1978 entry into the Philosophy and Public Affairs journal simply entitled, Torture, written by Henry Shue, a Senior Research Fellow and Professor of Politics and International Relations at Oxford University. If included in the curriculum, it would be in the Section 3b, which asks if disobedience or violence

Tuesday, May 5, 2020

Music to me Essay Example For Students

Music to me Essay Music is an important aspect of everyday life; it can be heard everywhere from the car radio to the local coffee shop. It allows people to express their thoughts and feelings in a way nothing else can. Music also has the unique ability to connect people on a deeper level and come together as one. To me, music serves as an outlet. Im able to escape whatever problems Im having and lose myself in the song. As mentioned, music has an extreme power of conveying a message and making people feel a certain way. Its always there for me whether Im sad, happy, angry or rotenone. Music can put my mind at ease and change my mood within minutes. If Im having a bad day, I can listen to my favorite song or band and almost instantly forget what was bothering me to begin with. Its able alleviate my stress and remember the positive things in life. Music also helps me recognize what Im subconsciously feeling. For example, if I feel myself connecting to slow and somber songs I begin to realize that something is upsetting me in my life. Such songs make me concentrate on the meaning behind the lyrics and focus on what specifically is setting me. Just by listening to the song, Im able to clear my head and feel better about my life. This is important to me because I can stay in tune with my emotions and relate to the true meaning of the music. Another reason why I love music is because it brings people together so easily. No matter what country someone is from or what religion they are, music can serve as a common ground. My friends and I are different in many ways but we all share the same passion for music whether it is rock, country, RB, or even Jazz. No matter what mere is playing, we all enjoy singing and dancing along whether we know the song or not. It brings out the best in each of us because it allows us to relax and have fun together. Concerts are also important to my friends and me, especially in the summer. Transitioning from high school to college was difficult; it was hard for me not to see my friends everyday. However, when were all home in the summer we get together and go to the local concerts; country concerts in particular. Not only is it great to reunite with my best friends but also we are able to bond over something we al deeply appreciate. Music is a universal language to which everyone can relate and understand. It can be interpreted in multiple ways depending on who is listening. RB, for instance, can make one person feel depressed while another feels uplifted and inspired. Each person takes away a different meaning of the lyrics while getting lost in the melody and rhythm of the song. I like that it can be deciphered in so many different ways because it gives me a new perspective each time I listen to it. If every song meant the same to each person, there would be nothing unique or special about music. Music is a big part of my life and without it I would be lost. It has shaped who I am today and how I react to certain situations. It gives me an alternative way to express how I feel when nothing else can. No matter whats going on in my life I can always rely on music being there for me. I love being able to listen too song and relate it to a time in my life where I was happy and blissful. Even certain genres give me that Joyful Music to me By penumbras immediately. The messages each song conveys is so powerful that it gives me an opportunity to escape my own mind and think clearly.